Out-the-Door Price — Utah

The sticker isn’t the price. Enter your numbers and get an itemized breakdown — tax, title, and fees included — so you can give it a proper side-eye before you ever sit down.

How to use it: enter the agreed price, pick your state, add your trade and financing — the out-the-door total builds line by line in The Math.

Example numbers so you can see how it works — swap in yours.

1 · The vehicle

Agreed vehicle price
State of registration

Utah: Utah layers a mandatory statewide local component on top of the state rate, so combined-rate accounting varies by source — treat this estimate as approximate.

2 · Tax & fees

Local tax add-oncity/county
Dealer doc feenegotiable-ish
Title & registrationestimate

State base rate applied: 4.85% · trade-in reduces taxable amount

3 · Trade & financing

Trade-in value
Trade payoffwhat you still owe
Cash down
APR
Term

Estimates only. Tax rates, trade-in credit rules, and fee caps are approximations and change by locality and year — verify with your state DMV and dealer paperwork.

How Utah taxes a car deal

State tax rate
4.85%
Local add-ons
≈ +1.3 pts by city/county
Trade-in credit
Yes — taxed on the difference
Doc fee
Uncapped

Utah taxes vehicles at a 4.85% state rate with local add-ons typically adding 1–2 points, landing most buyers between 6% and 7% combined — middle-of-the-pack, with the usual rule that your registration address sets the rate. The trade-in credit applies in full on dealer purchases: an $8,000 trade at a 6.5% combined rate saves about $520 in tax.

Doc fees are uncapped but market-moderate in Utah, typically $250–350 — restrained compared to uncapped states elsewhere. Between mid-range rates and modest fees, Utah deal sheets are usually short on surprises, which moves the action to the financing terms, as it always does when the tax lines behave.

Two registration notes for your first-year budget: Utah charges an age-based uniform fee in lieu of property tax on most passenger vehicles — higher for newer cars, stepping down as the vehicle ages — and newer vehicles may owe an inspection-adjacent fee schedule depending on county emissions rules. Neither belongs to the purchase itself, but both belong in the real cost of putting a new car in your driveway.

Every figure above was last verified against official Utah sources in August 2026. Tax rules do change — the final word is always your paperwork and the DMV.